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Tall Buildings

It's not just the key to your home - It's the key to your future!


Loan Pre-Approval Process

Lack of financing shouldn’t be a problem if you want to own your home. Let us manage the loan process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms. 

The pre-approval process is essentially a mortgage application. This means your lender will want to take a comprehensive look at your finances. You should be prepared to provide information on the following:

  • Proof of income

  • Employment verification

  • Proof of assets

  • Credit history

  • Identification

  • Debt-to-income ratio (DTI)

Before starting the pre-approval process, you'll want the necessary documentation to ensure the process goes smoothly. Here are a few items you should have on hand:

  • W-2 statements

  • Pay stubs

  • Bank statements

  • License

  • Social Security number

Once you've submitted all your information to the lender, you can expect to receive your loan estimate within 3 business days, though this may be much shorter. The loan estimate will let you know whether you've been pre-approved and for how much.



When you get pre-approved, you usually get a pre-approval letter. There are a few reasons the pre-approval letter is important. First, real estate agents typically want to see your pre-approval letter before they show you houses. This ensures they don’t waste time showing you homes outside your budget. Second, the pre-approval letter is something you can share with the home’s seller when you make an offer. It shows you won’t have problems getting financed for the amount you’re offering.



Pre-approval doesn't last forever. Check your expiration date and keep it in mind as you look at homes. Though it varies from lender to lender, pre-approval is typically valid for 60 – 90 days. If you haven't settled on a house, you can request a renewal by giving your lender your most up-to-date financial and credit information.

Tall Buildings

We can help you acquire the financing you need to achieve your dream home 

in a few simple steps:

There are many options to choose from depending on your situation. We’re here to assist you in navigating through the process and find a loan program that fits both your family's needs and budget.  

Loan Option

Explore Loan Options

  • FHA Home Loan

  • Fixed-Rate Mortgage

  • Investment Property Loans

  • Jumbo Home Loan

  • Rehab Loan

  • USDA Loan

  • Low Down Payment Purchase Options

  • VA Home Loan

  • First-Time Home Buyer

  • Refinancing

  • Down Payment Assistance 

Mortgage Calculator

Real Estate Contract with Pen and Calculator

Searching for the best mortgage for you is a complicated process. You have to make sure that you’ve considered all the necessary factors while browsing through the available loan options for you. This includes the budget you’re willing to allot to achieve your dream home.


With the use of a mortgage calculator, you can estimate the loan amount that fits your goals and budget. Get started now by clicking the button below. 


Down Payment Assistance

We partner with Dream House Foundation, which is the premier destination for down payment assistance offering strategies for sustainable and affordable home ownership nationwide. The organization aims to give individuals and families from all ethnicities, races, and genders the opportunity to own a home.

Here Are Some Benefits:

  • No Liens on Title

  • 620 Minimum Fico Score

  • True Grant 3.5% No Repayment

  • 48% DTI Accepted or DU Approval

  • Nationwide Program

  • Easy Approval Process

  • Not Limited to First-Time Home Buyers

  • No Silent Second Mortgage

  • Refinancing After 6 Months Is Accepted

  • No Income Limits/High Balance and 1-4 Units Are Accepted

  • Borrower Must Be Approved by FHA Guidelines

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